PM Vaya Vandana Yojana: Are you also above 60 years of age and worried about your future, then this article of ours can prove to be a milestone for you because in this article, we will give you the very welfare and ambitious scheme of the Central Government . That is, about PM Vaya Vandana Yojana , want to tell.
In order to apply for PM Vaya Vandana Yojana , you must be at least 60 years of age and you must be an Indian citizen .
On the other hand, if you ask for the required documents, then your Aadhaar card, PAN card, bank account passbook, current mobile number and passport size photo etc. will be required.
Lastly, at the end of the article, we will provide you quick links so that you all can get other similar articles on time.
PM Vaya Vandana Yojana – At A Glance
| Scheme Name | Pradhan Mantri Vaya Vandana Yojana 2022 |
| article name | PM Vaya Vandana Yojana |
| Article Type | government scheme |
| Who can apply in the scheme? | Every Indian citizen can apply. |
| What is the mode of applying in the scheme? | offline |
| What is the minimum age limit? | 60 years |
| What is the maximum amount that can be invested? | A maximum investment of Rs 15 lakh can be made under the scheme . |
| How much interest rate will be received? | 7 . Interest rate will be provided at the rate of 4 percent. |
| Where to apply? | Nearest post office or bank branch. |
Get interest of Rs 2 lakh 22 thousand every year, know full details – PM Vaya Vandana Yojana?
To secure all the citizens of the country and their future, new government schemes are launched by the central government and in this sequence, we are going to give you the details of the PM Vaya Vand a na Yojana scheme released by the central government on May 26, 2020 . Want to tell about for which you have to read this article carefully.
Let us tell you that, to apply under PM Vaya Vandana Yojana , all of you applicants will have to adopt the offline application process , whose complete application process we will provide you in this article, so that all of you in this scheme, without any apply to the problem.
Lastly, at the end of the article, we will provide you quick links so that you all can get other similar articles on time.
PM Pradhan Mantri Vaya Vandana Yojana 2022 – Benefits and Features?
Come, now we want to tell you about the benefits and features available under this scheme, which are as follows –
Can both husband and wife get the benefit of this scheme separately or together?
- Under this scheme, if your age is more than 60 years , then you can make your investment only by opening a single account in this scheme at your convenience ,
- But if your wife’s age is also more than 60 years, then both of you can get the benefit of this scheme by opening a joint account under this scheme.
- Let us tell you that, under the scheme, you can invest a maximum of Rs 15 lakh , but if you open a joint account , then you can invest a maximum of Rs 30 lakh including your wife and yourself and get the benefit of this scheme. is etc.
How to get interest of 2 lakh 22 thousand rupees annually?
- Under the scheme, if both you and your wife together apply in this scheme and invest a maximum of Rs 30 lakh , then you will be given the benefit of interest rate at the rate of 7.4 percent ,
- According to the interest rate of 7.4 percent , you will get an interest of 2 lakh 22 thousand rupees annually.
- If you are thinking of interest rate on a monthly basis, then you will get an interest rate of Rs.18,500 per month .
In the scheme, till when can the application be made?
- All of you interested applicants and candidates who want to apply in Pradhan Mantri Vayam Vandana Yojana can apply till March 31 , 2023 (last date of application) and get the benefits of this scheme.
With the help of the above points, we want to tell you about the benefits and features available under this scheme, for which you will have to read this article carefully.
How to Apply in PM Vaya Vandana Yojana?
To apply in this welfare scheme, all of you applicants have to follow these steps which are as follows –
- In PM Vaya Vandana Yojana , first of all you have to go to your nearest post office or bank ,
- After coming here, you will have to get Pradhan Mantri Vaya Vandana Yojana 2022 – Application Form ,
- Now you have to fill this application form carefully,
- All the documents sought must be self- attested and attached with the application form .
- In the end, you have to submit all your documents and application form to the same post office or bank , etc.
After following all the above steps, all of you can easily apply in this scheme, get its benefits and secure your future.
Summary
In this article dedicated to the bright future of all of you readers and youth, we have not only told you in detail about PM Vaya Vand na Yojana , but we have given you the application process to be done in this scheme as well as the information received under the scheme. Told about the benefits and features so that all of you can apply in this scheme and get its benefits.
Finally , at the end of the article , we hope that all of you must have liked this article very much, for which you will like, share and comment on this article.
Quick links
FAQ’s – PM Vaya Vandana Yojana
How to invest in Pradhan Mantri Vaya Vandana Yojana?
You can take Pradhan Mantri Vaya Vandan Yojana online on LIC’s website or by visiting your nearest branch. In which currently 7.4 percent interest is being received. However, the last date for this has been set as 31 March 2023. On the basis of investment in this scheme, pension can be taken from Rs 1000 to Rs 9250 every month.
What is the interest rate in Pradhan Mantri Vaya Vandana Yojana?
In Pradhan Mantri Vaya Vandana Yojana, 7.4 percent interest is available annually. Now people above 60 years of age can invest Rs 15 lakh in it. Both husband and wife can invest in this scheme. If both the husband and wife invest Rs 15 lakh each in this scheme at the age of 60, then they will get a pension of Rs 18,300.