Pashu Kisan Credit Card Yojana 2024 : Farmers and livestock farmers will get loan up to Rs 1.6 lakh, see how to apply

Recently, Pashu Kisan Credit Card Yojana 2024 was launched by the government for the economic welfare of the farmers. This scheme was announced by Shri JP Dalal, Animal Husbandry and Agriculture Minister of Haryana State. Through Pashu Kisan Credit Card Scheme, loans are provided to those farmers who do animal husbandry along with farming.

The Pashu Kisan Credit Card Scheme is currently being operated only in the state of Haryana. Through this scheme, financial assistance will be provided to the poor farmers and livestock farmers of the state. Complete information related to how much loan is provided for the scheme, what is its interest rate, for how long the loan is provided, etc. is given in our article today. You are requested to read this article till the end

Animal Husbandry Credit Card Scheme

The economic condition of most farmers in our country is weak. Most farmers do animal husbandry along with farming. During this time, farmers have to face many problems. Sometimes due to financial problems, farmers have to sell their animals or sometimes it also happens that the animals of the farmers fall ill and due to lack of money, farmers are not able to get proper medical treatment for their animals and as a result their animals die.

To solve all such problems, the Haryana State Government has started Pashu Kisan Credit Card Yojana 2024. Through this scheme, farmers doing animal husbandry are provided a loan of up to Rs 1.6 lakh through Pashu Kisan Credit Card Scheme for animal husbandry. This loan is made available to animal breeders at low interest rates.

Pashu Kisan Credit Card Benefits

Farmers will get many benefits for animal husbandry from Pashu Kisan Credit Card Scheme 2024. Some of the main benefits obtained from the scheme are given below through the list-

  • Through this scheme, a loan of up to Rs 1.6 lakh is provided to the farmer.
  • This loan is given at a very low interest rate.
  • Through this scheme the principal amount of the loan is transferred to the bank account of the applicant farmer in 6 installments.
  • An interest rate of 7% is charged on loans given under the Pashu Kisan Credit Card Scheme.
  • It is mandatory for the loan recipient to repay this loan within a period of one year.

Application for Animal Farmer Credit Card Scheme

To take advantage of the Pashu Kisan Credit Card Scheme run by the Haryana Government, it is very important for the applicant farmer to have some necessary qualifications related to the application in the scheme. In the absence of these qualifications, the farmer will be unable to take advantage of the scheme. To apply in Pashu Kisan Credit Card Yojana 2024, the animal husbandry must have the following qualifications-

  • The applicant should be a resident of Haryana state.
  • The applicant should not be currently working in any government or political post.
  • The farmer should have his own animals.
  • Insurance and health card of all the animals for which loan is required must be made

Necessary conditions for Pashu Kisan Credit Card Scheme 2024

Some important conditions have also been kept for eligibility for the Pashu Kisan Credit Card Scheme being run by the government for farmer welfare. If an interested farmer wants to get the benefit of this scheme by applying in this scheme, then he will have to follow the conditions related to this scheme and it is mandatory for him to have complete information about its conditions related to the scheme. The list of necessary conditions for applying in Kisan Credit Card Scheme 2024 is given below 

  • It is mandatory for the applicant farmer to have animals.
  • It is mandatory to have insurance of the animals on which loan is to be taken.
  • The applicant farmer should have an account in any government authorized bank.
  • To avail loan, farmer’s bank account should have correct CIBIL number.
  • The loan amount given under the scheme depends on the number of animals available with the applicant farmer.
  • Under the scheme, the loan amount is determined differently depending on the breed of the animal.
  • The entire amount of loan given through the scheme is deposited in the bank account of the applicant farmer through 6 installments.
  • An interest rate of 7% is charged on the loans given under this scheme.
  • The date on which the farmer receives the first installment of the loan is considered as the credit date of the loan and the interest on the loan also starts accruing from the same day.
  • It is mandatory for the farmer to deposit this loan and interest amount back to the concerned bank within one year.
  • If the loan is not repaid within a year, the farmer will not be given the loan in the next year.

Animal Husbandry Credit Card Scheme Banks List

To get a loan through the Pashu Kisan Credit Card Scheme, the farmer can contact any government authorized bank near him. The names of the main banks providing service under this scheme are given in the list below-

  • State Bank of India (SBI)
  • HDFC Bank
  • Punjab National Bank
  • Bank of Baroda
  • Axis Bank
  • ICICI Bank

Kisan Credit Card Yojana 2024 Documents Required

Pashu Kisan Credit Card Scheme has been launched to provide financial assistance to farmers for animal husbandry. This scheme is being operated through banks authorized by the government. So far, more than 53,000 farmers have been provided credit cards under this scheme . To apply for Kisan Credit Card Scheme 2024, the applicant farmer must have some important documents related to the scheme. Information about these important documents is given below through the list-

  • Aadhaar card of the applicant
  • Bank account passbook (of the bank where application is to be made)
  • identity card
  • PAN card
  • mobile number
  • Animal insurance related documents
  • health certificate of animals

Animal Farmer Credit Card Scheme 2024 Amount

Animal breedLoan amount per animal
Cow40,783/-
Buffalo60,249/-
goat sheep4,063/-
hen720/-

The amount of loan given under Pashu Kisan Credit Card Yojana 2024 depends on the breed and number of animals. The farmer can calculate the loan amount available under the scheme based on the breed and number of animals available with him.

Pashu Kisan Credit Card Registration

The applicant can apply offline by going to his nearest bank to avail the benefits of the scheme by registering in the scheme. The correct procedure for applying in the Pashu Kisan Credit Card Scheme is given in the list below. If you do animal husbandry and want to get a loan through this scheme, then follow the process given below step by step-

  • The applicant should first go to his nearest bank which provides services for Pasu Kisan Credit Card Scheme.
  • Now get the application form to apply for Pashu Kisan Credit Card Scheme from the help desk of the bank.
  • Now fill all the information asked in the application form carefully.
  • After filling the information, attach one photocopy of each document required to avail loan under the scheme with this letter.
  • Now submit the application form along with all the documents to the bank.
  • In this way you can apply offline to get loan from Pashu Kisan Credit Card Yojana 2024.
  • After you apply, a credit card will be provided to you by the bank within 10 to 15 days.
  • Through this credit card, you can avail the loan provided under Pashu Kisan Credit Card Scheme.

Animal Husbandry Credit Card Scheme Apply Onlin

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