Lakhpati Didi Yojana 2025 : The Government of India has launched “ Lakhpati Didi Yojana 2025 ” to promote economic empowerment and self-reliance of women. The main objective of this scheme is to provide financial assistance to women in rural and urban areas so that they can start or expand their business.
Lakhpati Didi Yojana 2025
Under this scheme ( Lakpati Didi Yojana 2025 ), women will be given a loan of up to Rs 5 lakh without any guarantee. If you also want to get all the information about this scheme, then read it till the last. In this article, we will give information about the features of this scheme, eligibility, application process and those women who will not get the benefit of this scheme.
Lakhpati Didi Yojana 2025 Overview
| Description | Information |
|---|---|
| Name of the scheme | Lakhpati Didi Scheme 2025 |
| Goal | Economic empowerment of women and promotion of self-employment |
| Loan amount | Up to Rs 5 lakh |
| guarantee required | No |
| interest rate | low interest rates |
| Eligible Age Limit | 18 to 60 years |
| Eligible Women | Self Help Group (SHG) member, annual income less than Rs 2 lakh |
| will not get benefit | Women who are taking benefits of government schemes are not members of SHG |
| Application Process | Through online and offline mode |
| Required Documents | Aadhar Card, Income Certificate, Residence Certificate, SHG Membership Certificate |
| Main Objective | Making women self-reliant and increasing employment opportunities |
Features of Lakhpati Didi Yojana 2025
- Loan without guarantee: Under this scheme, women will be given loan up to Rs 5 lakh from banks or financial institutions without guarantee.
- Low interest rate: The interest rate on the loan is kept very low so that women can easily repay it.
- Promotion of self-employment: The scheme aims to motivate women to take up self-employment in the field of sewing, farming, small industries, shops, etc.
- Simple Process: The application process has been made simple and transparent so that more and more women can avail the benefits.
Lakhpati Didi Scheme 2025 Eligibility
- Age Limit: Women between 18 to 60 years can apply under this scheme.
- Aadhar Card: Aadhar card of the applicant woman is mandatory to apply for the scheme.
- Self Help Group Membership: The applicant must be a member of a Self Help Group (SHG).
- Annual Income Limit: The annual income of the family should be less than Rs 2 lakh.
- Residence Certificate: The applicant must be a permanent resident of India.
These women will not get benefits
- Women who are already taking advantage of any government scheme.
- Whose family’s annual income is more than Rs 2 lakh.
- Women who are not members of any self-help group.
- Women who misuse the loan after taking it for business.
Lakhpati Didi Scheme 2025 Application Process
The application process for “ Lakhpati Didi Yojana 2025 ” has been made extremely simple and digital. Below are the steps to apply:
- Online Application:
- Visit the official website of the scheme .
- Fill the application form of “Lakpati Didi Yojana 2025”.
- Upload the required documents like Aadhar Card, Residence Certificate, Income Certificate, and Self Help Group Membership Certificate.
- Submit the form and note down the application number.
- Offline Application:
- Visit your nearest bank or rural development office.
- Get the application form from there.
- Fill the form and attach all required documents.
- Submit the form to the concerned officer.
- Check Application Status:
- Track the status of your application on the online portal using the application number.
Benefits of the scheme
- Women will become self-reliant and will be able to improve their economic condition.
- Employment opportunities will increase in rural areas.
- Small and medium businesses of women will get encouragement.
conclusion
“ Lakhpati Didi Yojana 2025 ” is an important step to bring economic revolution in the lives of women. This scheme ( Lakpati Didi Yojana 2025 ) will not only make women self-reliant but will also contribute to the economic progress of the country. If you are eligible, apply immediately and take advantage of this scheme.