Aadhar Card Loan: Now take loan of Rs 45000 directly into bank account through Aadhar card without any income proof
Friends, many times it happens with us that we need some money urgently, and in such a situation we have to go through many procedures to get a loan from the bank for a small amount, and this becomes very difficult, but I have brought such a scheme for you under which you can get a loan of Rs. 45000 from your Aadhar card in just a few minutes sitting at home, and for this you do not need to stand in long queues of the bank, nor do you need to joke with the bank employees.
We will tell you the entire process of taking a loan from Aadhar card in today’s article. If you also want to get a loan from Aadhar card, then read this article till the end so that you do not have to face any kind of difficulty and you can get the loan amount in a short time.
Aadhar Card Loan Eligibility Criteria
- The age of the applicant should be between 21 to 60 years
- Credit score should be 750 or above
- Minimum 2 years of working experience and minimum 1 year with current company
- Net monthly salary of Rs 15,000
Documents required for obtaining Aadhar Card Loan
- Duly filled application form along with passport size photo
- KYC Documents
- Identification Proof: Voter ID, Aadhar Card , Passport, Driving License
- Residence Proof: Passport, Utility Bill, Aadhar Card
- Income Proof: Salary slip, ITR return
- Other important documents required by bank/loan institutions
- Some banks or NBFCs consider your Aadhaar card as primary identity proof, however most lenders consider factors like your credit score, repayment capacity and job profile before approving a loan
Benefits of applying for a Aadhar Card Loan
- Biometric data is linked to your Aadhaar card, so banks/NBFCs can easily verify your authenticity and identity.
- Aadhaar card also serves as a valid identity and address proof and can help you get a loan with minimal paperwork. However, remember that you will have to submit a valid income proof along with other relevant documents required by your bank/NBFC to get a personal loan.
- It also serves as a valid KYC document and helps in completing KYC formalities (in person or online/e-KYC) which in turn helps you prevent fraud. Thus having an Aadhaar card increases your chances of getting a personal loan.
- Thus, Aadhaar card makes the loan application, verification and approval process very easy.
- Please note that Aadhar Cash Loan or Small Cash Loan does not fall under the personal loan category.
How to apply for Aadhar Card Loan
- First of all, download the app from which you want to get loan on your mobile phone through Play Store.
- Fill in some required information asked inside the form like your Aadhar card number, PAN card number etc.
- Later, you will be given some information related to the loan. Read all this information carefully and press on the apply now icon.
- After pressing, you should verify your account details once.
- How will you pay the EMI of this loan and how much amount will you pay per month? Set all this and then proceed ahead.
- After doing this, after some time your loan amount will be transferred to your bank account.