Paytm Personal Loan:- Now you can also get Paytm Personal Loan. If you want to take a loan through Paytm, then we will tell you here how you can take a Paytm personal loan. But there are some eligibility requirements for this, whose information we have given below.
If you have been using Paytm for many years. And you use Paytm everywhere and do most transactions with Paytm. So you can easily get Paytm loan. The complete procedure to avail Paytm loan is explained below, read the information given below carefully to avail personal loan from ATM.
What is Paytm Instant Loan: How To Get Paytm Postpaid Loan
Paytm has recently entered into an agreement with ICICI Bank under the name of PaytmPostpad, as per this agreement Paytm can give credit balance up to 20000 to its customers. Paytm customers can carry this amount in their wallet and use this amount for payments anywhere.
Paytm Personal Loan Highlights
|article name||Paytm Personal Loan|
|loan app name||Paytm|
|beneficiary||Paytm App User|
|Service provider||One97 Communications Limited|
What is Paytm Cash Loan?- Paytm Personal Loan
Paytm and ICICI Bank have entered into an agreement by mutual agreement. Now they will provide instant loan up to Rs 20000 to their users, although only those customers will get the benefit of this offer. Who are customers of both Paytm and ICICI Bank. If you are Paytm user. But your account is not in ICICI Bank. So you cannot get the benefit of this offer.
Who can apply for loan from Paytm
Paytm will provide this facility to its customers who have maintained a good relationship with Paytm till now, ie this facility will be given to such customers who have done the best transaction in Paytm till now. Transaction done is shown a key point to start this feature.
Paytm takes into account all these things that how much transaction users have done with Paytm Wallet, Paytm also keeps track of your wallet maintenance i.e. how much money is always kept in your wallet if you talk about average money then in wallet. 3 to ₹4000 can make you eligible for Paytm Postpaid.
Expanding its business, established Paytm Payments Bank in addition to Paytm Wallet
Paytm Payments Bank recently signed an agreement with ICICI Bank to provide personal loans of up to Rs 20,000 to users. Paytm will provide loans up to ₹ 20000 to its users. Paytm users can now pay electricity, water bills, grocery, electronics, etc. with Paytm.
Paytm instantly activates a digital credit card account named Paytm ICICI Bank Postpaid. When you need money At the same time, the money is transferred to your account. Provided to users in the form of digital credits.
Benefits of Paytm Postpaid Loan
- First of all, the loan given by Paytm is given at 0% interest rate.
- It is not mandatory for you to provide any document to take Paytm Postpaid loan, for this you will not need any kind of document.
- You are given ₹50 as bonus as soon as you join Paytm Postpaid.
- It is very simple and very easy to take Paytm Postpaid or work in digital form.
The process of getting a loan from Paytm and some conditions for it
If you want to take a loan from Paytm, then first of all your account should be completely verified i.e. you should have complete KYC inside Paytm. If you do not have complete KYC then you will not be given the benefit of this service.
You must have a bank account linked with your Paytm account
If you fulfill all these conditions then you can complete its process, for this first you have to update your Paytm application, you will login with the help of your user id and password.
What will be the process of payment after receiving the amount
For your information, let us tell you that if you take a loan through Paytm Postpaid, then you will have to pay it on the first day of the month, that is, you will be billed on the first date through Paytm, which you will have to pay within 7 days. Will happen.
Online Paytm Loan Apply online process?
- To avail Paytm Personal Loan, first of all your Paytm account should be fully verified and KYC should be complete.
- If you have half KYC then you will not be given the benefit of Paytm loan service, for this you must have full KYC complete.
- Your bank account should be linked to your Paytm account.
- If all these processes have been completed then you should first install the new updated version of Paytm in your mobile.
- And login with your user id and password.
- After this you go to your profile option where you will see Paytm Postpaid written on it.
- Click on it as shown in the below screen.
- After clicking on Paytm Postpaid, another new page will open in front of you, in which you will see some information about Paytm Postpaid, after which you will have to do ‘Next’ here.
- After that, you have to complete the verification with OTP and submit I-Accept in the form after reading and collecting all the terms and conditions of the application, after which your application submit will be mentioned below.
- After this your application will go to Paytm for the verification process, if you have done it correctly with Paytm then the loan amount will be added to your Paytm postpaid wallet.
Conclusion – Paytm Personal Loan 2023
In this way you can apply for your Paytm Personal Loan 2023 , if you want any more information related to this, then you can ask us by commenting
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FAQs: Paytm Personal Loan
What needs to be done to take a loan from Paytm?
Ans: To avail personal loan from Paytm, first of all we have to link our bank account on Paytm App. After this, click on Personal Loan from My Paytm section. After this, click on Check you Loan Offer. Now you have to enter your Dhar card number and PAN card number, after that you will be given a loan offer.
What to do to get instant loan?
Ans: Features The minimum age of an individual to avail a personal loan from Axis Bank should be 21 years and a valid set of documents like ID, income and residence proof along with other documents. To reduce the burden of paying back the personal loan promptly, you can opt for the EMI (Equated Monthly Installment) facility.
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