Description :

Bank of Baroda is one of the largest public sector banks in the country. It offers a variety of credit cards that have attractive features and benefits to offer and are accepted by merchants and ATMs globally.Bank of Baroda is an Indian state-owned banking and financial services company. This public sector bank with years of dedicated services is ranked as one of the most trustable banks in the country. However, one thing that needs to be mentioned here is the fact that because it’s a government bank, people easily trust it for offering various unmatched services. When it comes to unmatched services, Bank of Baroda with its plenty of amazing credit cards leaves no stone unturned to make your life much simpler. Yes, this renowned bank with its wide range of credit cards gives you an opportunity, wherein you can live life in a hassle-free manner. With its broad range of amazing credit cards, this bank is here to fulfill your varied needs. Yes, right from signature, platinum, titanium, corporate premium to co-brand cards, this bank has a lot of variety to offer. So, if you are getting confused which Bank of Baroda credit card to choose, this article is for you.

Discover a world of benefits & rewards by becoming a part of Bank of Baroda credit card world!!
✔️5X rewards on daily expenses*
✔️Fuel surcharge waiver**
✔️Make easy lifetime free
✔️Easy EMI option
✔️Free Add-on card
✔️Zero liability on lost card
✔️Interest free credit facility

Features :

  • Bonus reward points
  • Welcome gifts
  • Airport lounge access
  • Smart EMI options
  • Zero fuel surcharge waiver

Target Audience :

  • Age group between 25-50 Years
  • Locality: Metros and Tier 1 cities
  • Cibil score should be 700+
  • Salaried or self-employed professionals with income level above 4 lakhs

Documents Required :

  • PAN Card
  • Aadhaar Card
  • Income Proof
  • Photograph
  • Address Proof

Terms & Conditions :

  • Available only for new user (Applicant should not have any existing relationship with Bank of Baroda).
  • Your customer should apply for BOB credit card through your tracking link.
  • If you are not able to finish the card applying process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected.
  • Customer mobile number should be linked with Aadhaar card.

1.Why Bank of Baroda Credit card?

Bank of Baroda is one of the largest public sector banks in the country. It offers a variety of financial products to its customers. The bank provides various credit cards that have attractive features and benefits to offer and are accepted by merchants and ATMs globally.

  1. How long does the application process take?

The application process is very easy and should not take more than 15 minutes of your time.

  1. Will I receive a payout if the customer already has a relationship with Bank of Baroda ?

No, you will not be eligible to get the payout if the applicant has any existing relationship with Bank of Baroda.

What is minimum salary for credit card?

On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed. You may be asked to submit your latest Income Tax Returns copy as income proof.

Can I get credit card without job?

You can get a credit card without a job. Most credit card applications have a section for employment information, but you can also put student, homemaker or unemployed. Annual income and assets are more important than employment status when applying for a credit card, though.


Bank of Baroda Credit Card Apply Online :

Please note that currently Bank of Baroda is not a credit card partner for Paisabazaar. Therefore, if you are interested in BoB credit cards, you can contact the bank by visiting the website or the nearest branch. However, if you are interested to apply for other credit cards with Paisabazaar, follow these steps:

  • ENTER YOUR MOBILE NUMBERProvide your mobile number in the application form to start the process for credit card.
  • VERIFY OTP AND CHECK AVAILABLE OFFERSProvide the OTP, to check the pre-approved offers on the screen.
  • SELECT PREFERRED CREDIT CARDBased on the offers shown to you, as per your income eligibility, select the best credit card that fits your requirements.
  • APPLY AND PROVIDE DOCUMENTSApply for the credit card and provide documents for further processing of the application.

Fees and Charges

The fees and charges associated with Bank of Baroda Credit Cards may vary across all cards. However, the general fee and charges associated are listed as follows:

Fee TypeAmount
Joining FeeVaries from card to card
Finance Charges3.49% per month | 41.88% per annum
Cash Withdrawal Charges2.5% of the withdrawn amount or Rs. 500, whichever is higher



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