0pen The zero balance account in Kotak 811

Kotak 811 is a zero balance saving bank account available to everyone. You can earn higher than average interest on your saving and explore . You can open a Kotak 811 saving account online from your home. Glad you asked! Kotak 811 is a zero balance digital account which offers interest rate of up to 4%* p.a.. Download the Kotak Mobile Banking App or visit Kotak Website to open your Kotak 811 account. Register using your Aadhaar number PAN and other basic details. It will only take a few minutes! After setting up your mobile banking PIN, you can start using your account immediately.

What are The feature 0f Kotak 811 ?

811 is a fully loaded Digital Savings Account brought to you by Kotak Mahindra Bank. Below are the key features of your 811 account:

  1. Open account instantly online
  2. Earn up to 4%* interest p.a. on your savings account balance
  3. No Minimum Balance required. Enjoy your Kotak 811 Zero Balance account
  4. Kotak 811 Account holders can avail free funds transfer online using NEFT or IMPS or RTGS.
  5. Shop online with ease using your Virtual Debit Card (VDC) or physical debit card.
  6. Request for your physical debit card through Net-banking or Mobile Banking App and get it for Rs 299/year (inclusive of taxes). Ensure you have adequate balance to pay for the Physical Debit Card before you request one.
  7. Avail Scan and Pay** for your payments
  8. Seamless handling of your Kotak 811 account through Kotak Mobile Banking App

Earn 4% interest p.a. on Savings Account balance above Rs. 50 lakhs and 3.50% interest p.a. on Savings Account balance up to Rs. 50 lakhs. Applicable for Resident Accounts only. The interest rates are subject to change. www.kotak.com for latest information on interest rates. If you have opened 811 Lite account as you didn’t want to use your Aadhaar or you didn’t want to open savings account for receiving DBT or didn’t receive Aadhaar OTP then you need to convert your account to Full KYC account in order to get Savings account interest, virtual debit card and cheque book.

Am I eligible to apply for Kotak 811 ?

If you are 18 years of age or older, and are a resident of India with an Indian address, you are eligible to apply for a Kotak 811 account.
Make sure you have the following details handy when applying for Kotak 811 online:

Kotak 811 is available for individuals who do not have any existing relationship with Kotak Mahindra Bank. *Submission of Aadhaar is voluntary

Documents required :

  • Pan Card
  • Aadhar Card
  • Mobile Number (Linked With Aadhar card)

Target Audience

  • Individual of age 18 years and above
  • Resident Indian

Official Web-Site :CLICK HERE

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